He and his team also conceptualized and implemented the Youth Savings Pilot, Youth Employment Initiative, and Adopt-a-School Pilot, as well as the Youth Banking Network. Luke has authored or contributed to publications for diverse audiences, including co-authoring the longitudinal evaluation of Money Smart, leading the development of interagency guidance to promote youth savings programs, and overseeing development of a resource to support bank-CDFI collaborations. During details as an Acting Associate Director, he led the Community Affairs Branch in refocusing to foster bank-community collaborations that promote community development and economic inclusion, while establishing processes to manage operational risk. Luke is a Deputy Ethics Counselor, Commissioned Bank Compliance Examiner, Certified Regulatory Compliance Manager, and licensed attorney. His awards include the FDIC Chairman’s Individual Excellence and Chairman’s Team Excellence Awards and Divisional Manager of the Year Awards. Mr. Reynolds, a native Oregonian, holds a baccalaureate degree with High Distinction from Indiana University where he studied public financial management and economics and a Juris Doctor (J.D.) degree from Loyola Marymount University Law School in Los Angeles.